Do you have any idea how many homes for sale in Bend are “short sales” right now? Well, the answer may surprise you and it’s somewhere in this newsletter, and the first one to email me the (our) answer gets a gift certificate to the restaurant at the Bend Airport. Well, it seems like a trend recently, and I want to point out that if you have an adjustable rate mortgage loan (ARM), it may be worth your time to analyze your existing loan and look at some options. If inflation becomes an issue, those low adjustable rates will start to rise. I’m only a phone call or email away. It’s a good idea to be proactive with all your investments, including your home. Also, be sure and take advantage of our “package plan” when you are thinking about purchasing your next home. Hire Marcy as your Realtor and me as your lender and we’ll contribute a sizeable part of our fee to your costs. It makes sense to us from a marketing standpoint and it’s definitely a win-win situation. We are still in a buyer’s market in this area, so if you’re thinking about making an investment in real estate, now may be a good time with prices where they are. One thing I definitely suggest is to take a little time to meet with us to get totally “credit approved” for your next purchase prior to even finding your property. This costs you nothing but an hour of your time, makes you equivalent to a “cash” buyer, and makes your offer much stronger as the seller knows you are actually approved. We’re still in a “tight” lending market so being pro-active here is a huge benefit. Lastly, don’t even think about applying for a loan online or calling 1-800- getmealoan. Deal locally with someone you can trust and who wants to build a long term relationship.

And in the Real Estate World

I don’t know what to think about my Real Estate career. After working two months at NorthWest Crossing Realty they decided to close the office. Uh, what’s up with that? This was the type of job that had a long term plan, not a job for a couple of months!! Don’t they know I was just getting comfortable with the project? We were just developing into a team and working on getting a rhythm established in the office. Anyway I now have to find a new home for my Real Estate license and find a new job all at the same time. The question is will my new job be in Real Estate? Real Estate and Mortgage Lending seem to go hand in hand and the idea seems to be a good synergy we just haven’t been able to make that work yet. But I am tapping into my positive intention and good vibrations and everything else that makes things work in the universe so I am sure the path is right here and I am just taking the first steps to a fabulous, abundant future. So all you people out there who have forgotten that Jeff does loans and I sell Real Estate you need to think Merlot Mortgage and Jeff & Marcy. Yes, we can compete with the banks (as we always have). Yes we can do VA loans. Yes we still have a variety of loan programs. Yes it is still possible to do a loan, even on an investment property. Yes we would still like to hear from you. Now, who wants to buy or sell some Real Estate? Call us. And yes my license is active and now hung with Brooks Resources Realty. I am involved in trying to develop a team within that company. More to come....